According to a report from TransUnion, delinquencies among renters doubled after the resumption in student loan collections.

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.

For more than a decade, Americans watched their credit scores climb steadily upward, a reassuring sign of improving financial health following the Great Recession. However, it appears the streak has ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. SimpleImages/Getty Images More ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...

Drivers with good credit pay about 43% less for car insurance compared to people with poor credit. Stronger credit can help you qualify for lower security deposits and better rental terms. Premium ...

Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...